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cardyay

A gift card for your brand

Your brand, on a gift card

Sell a gift card under your own name. Your customers pay here by card, the sale is settled to your balance, and you see every sale as it happens.

Two ways your customers pay you here

A gift card with a code

People buy your card for themselves or as a gift. They get a code by e-mail and spend it with you whenever they like. You check and redeem codes from your dashboard or through the API, all at once or a bit at a time.

A top-up for something you already know

The customer is paying for an account, an order or an invoice with you. They enter the reference you ask for, pay, and we tell your system at once. No code to type, nothing to redeem.

Could not take a payment on your side? Send them here.

When a customer cannot pay at your own checkout, do not lose the sale. Create a pay request for the exact amount, hand them the link, and they finish on cardyay. The sale is settled to your balance and your reference comes back with it.

  1. 1

    Create a pay request

    From your dashboard, or with one API call from your checkout: amount, the customer’s e-mail, your reference.

  2. 2

    Your customer pays on cardyay

    They open the link, see your card and the amount, and pay by card on a page built for it.

  3. 3

    You are told at once

    A signed webhook reaches your system within seconds, and the sale is recorded for settlement to your balance.

What you get

Questions from businesses

Who can sell a card on cardyay?

Any registered business we can verify. We review every application before a card goes on sale, usually within two business days.

How do I get paid?

Every sale shows in your dashboard at once and is settled to your balance on the Payouts.com platform, less the commission agreed when you join. The dashboard itemises each sale, the commission and what has been settled.

My checkout could not take a customer’s payment. Can I send them here?

Yes, this is what pay requests are for. Create one from your dashboard or with one API call, send the customer the link, and they pay the exact amount on cardyay. You are told by webhook the moment it is paid, with your own reference attached.

Do my customers get a code, or does the money go to their account with me?

Your choice per card. In code mode the buyer gets a gift card code to spend with you later, and you redeem it from your dashboard or through the API. In top-up mode there is no code: the payment is for an account or order you already know, and you credit it when our webhook arrives.

What does it cost?

There is no set-up fee and no monthly fee. We keep a commission on each sale; the rate is in your agreement and shown in your dashboard.